Compare Car Insurance

Choosing the best car insurance online
Are you looking for car insurance adapted to your budget? We help you find the right contract for you at the best price. Compare to save time and save up to € 320 * per year!

Online quotes for auto insurance tailored to your profile
What are the rates offered by insurers on the comparison page? Many criteria can affect the calculation of the insurance premium, such as the contract formula (all-risk insurance, third-party insurance ...), the selected guarantees (steering wheel loan, secondary driver, theft ...), the insured vehicle (electric , new, used, collectible ...) or the profile of the subscriber ( young driver, good driver, terminated, completed ...).

The bonus-penalty coefficient
Another essential criterion that affects the amount of the car insurance premium: the coefficient of bonus. Indicated on the information statement of the insured, this rate expressed as a percentage of penalizes drivers responsible for claims. In short: the higher the bonus, the lower the insurance premium.

Find the cheapest insurance
Hence the importance of using a car insurance comparator before committing. Our results page is a summary of the best rates 2019, a quick and easy way to find the best deal and above all to be sure you have made the right choice. Thanks to the online subscription, you can be covered in a few clicks by the cheapest car insurance.


And good news: thanks to the Hamon law, changing auto insurance has never been easier! Once your new insurance contract has been chosen, you have nothing to do, as your new insurer takes care of all the cancellation formalities.

Why compare auto insurance?

First of all, be aware that underwriting car insurance is mandatory for all motorized land vehicles in working order, even if they remain in the garage. Why? Simply because a car is likely to cause material or bodily injury to its owner or to third parties. Thus, third-party liability insurance (otherwise known as "third-party auto insurance") is the mandatory minimum insurance provided for by article L211-1 of the Insurance Code and concerns all drivers. But if you want to better cover your vehicle, you can use a comparator of auto insurance to find a more protective formula - called all-risk auto insurance - which provides better compensation in case of disaster.

The 3 main forms of auto contract
Here are the main forms of the auto insurance contract that can be compared on LeLynx.fr:

The third-party formula only covers the driver's civil liability, that is to say, the damage you could cause to third parties in the event of an accident. This is the cheapest cover, to be preferred if you are a young driver or if your car has little value.
The Intermediate Formula is an extended civil liability that includes optional broken glass, theft, attempted theft, and fire of the vehicle and, in some cases, the towing assistance. This is the ideal formula if your vehicle is over 5 years old and its rating has dropped.
The all-risk formula is the most comprehensive coverage and therefore the most expensive. This is the only formula that supports your personal injury and property damage when you are found liable for an accident (called responsible accident). A very good choice if your vehicle is new and expensive.
Optional guarantees
How to be sure to make the right choice in auto insurance? It is often said that the quality of insurance is measured by the guarantees it contains. These optional hedges certainly have an impact on the insurance premium, but they can really make a difference in the event of a claim!

Warranty exclusions
Beware, car insurance does not cover anything. Many situations escape compensation, such as car insurance default, license default or drunk driving. Remember to check the exclusion cases provided in the general and special conditions of your contract before you commit.

Auto insurance franchises

Last essential point in the search for good auto insurance: the franchises. They represent the amount that remains your responsibility in the event of compensation by the insurance. In practice, the higher your deductibles, the more you will have to put your hand in the wallet in case of disaster. A small vehicle insurance premium coupled with large deductibles can give rise to unpleasant surprises after a disaster. On the other hand, for drivers who have few accidents, opting for high deductibles is a very economical solution. You will understand: it is up to you to place the cursor of your expenses according to your real needs and your profile of the driver.